Quality is sometimes hard to quantify. Merriam-Webster defines quality as a “degree of excellence.” There is room to debate what quality and excellence are, and how important they. For example, is it more important to buy the highest quality products or should other considerations like price govern your decision to buy a product? At TH Remodeling, we insist on quality work and quality products. When you’re looking for a contractor, you need to make sure there’s a commitment to quality.
Archives for March 2019
At TH Remodeling, we often see how enthusiastic customers are to start their home improvement projects. We are at the start of spring, and we understand that when the weather turns warmer it’s the perfect time to begin work, but we want our customers to know that there’s a lot that needs to be done before we can start. For the job to be done right, home and business owners, as well as contractors, have to prepare. And preparation takes time. There are permits that need to be obtained and decisions to be made to do required work. You may need to work with architects, and some discerning customers might need to work with designers as well. You’re also going to need the materials required to complete the project. It can sometimes be a time-consuming process, and TH Remodeling wants to give you some tips on preparing for spring projects.
Your First Steps Before Work Starts
The first thing you’re going to need to do is to have a plan for what you want. Are you installing new windows? Building a deck or porch? Adding additional rooms to your home? All of these things are often going to require back and forth between you and your contractor. A major first step is going to be determining the plans for the project. If you’re talking about a major job, that’s going to involve using an architect. TH Remodeling strongly recommends using an architect, and if you’re having trouble finding one, we can recommend one we work with.
When we’re presented with plans for your project, we’ll go over them and discuss what you want for your job. We don’t finish a job until you’re satisfied and in some cases, we might also suggest hiring a designer. When you’ve established what the project will look like, we’ll give you a quote on cost, and we’ll also recommend you talk to other contractors to get an estimate.
But understand that the cheapest quote you get may not be the best deal for you. Ask how long the work is guaranteed for and find out the details of the warranty. At TH Remodeling, we’ll always adhere to the terms of the warranties covering the building materials we use so your warranty won’t be voided over the life of your home or business. Always remember there’s a big difference between hiring the cheapest contractor and hiring the company that will give you the most for your money.
Paperwork and the Permit Process
Another process that often requires time is getting permits for the work. This process differs by locality and can delay your project, possibly for months if you need approval by a local zoning board. Decks look great and are wonderful to look at, even in the winter. But remember, the idea is to enjoy the summer breeze!
The legal information website Nolo several common steps that can occur during the permit process. These aren’t necessarily the only steps to occur in the process, and the length of the permit process can vary greatly by locality. These common steps can include:
- Completing the application.
- Preparing and submitting a site plan for your project. This may require hiring an architect.
- Scheduling a review process for the plans.
If you’re not sure if your home improvement project requires a permit, don’t guess. Check with the agency that issues the permit. TH Remodeling will make it a policy to check with relevant agencies before starting a project. We make it easy!
TH Remodeling Will Take Steps to Get the Job Done
Spring is a popular time to inquire about home improvement projects, but a little patience goes a long way. Plans need to be created and finalized. You need to get estimates, you need to make sure permits are in order, and you need to make certain quality building materials are used and it could take several weeks to get them. You need a contractor that can navigate through all of this. TH Remodeling will get the job done right. To get started, contact us today.
You may want to do a home improvement project, or you may need to do a home improvement project, but either way, you will probably need some financing. TH Remodeling wants the path for funding your project to be as easy as possible and we want everyone to be fully aware of their options.
Getting a Personal Home Improvement Loan
There are several ways to secure home improvement funding. One method is a traditional bank loan. TH Remodeling works with a financing company that will help our customers find affordable financing for their project. There are a few things that you should know about the loan process before you begin.
This Old House recommends that you can make the process easier by:
- Knowing how much money you need and understanding how much you can get from the start.
- Narrowing your loan options down to those that match your specific needs and financial reality.
- Concentrating on lenders that are most likely to provide the loan you need.
You can get a detailed estimate of how much you will need from your contractor. This Old House advises adding at least 10 percent for unforeseen expenses, perhaps as much as 20 to 30 percent.
Factors that will affect how much financing you receive include:
- Your credit rating
- Your income
- The monthly payments on your home
- Loan-to-value-ratio, which is a percentage of the appraisal value of your home.
Alternative Ways to Finance Your Home Improvement Project
There are alternatives to personal loans for financing your home improvement project. One option, according to NerdWallet, is to refinance your mortgage, which can lower your monthly payment and free up money for your project. You can tap into your home’s equity by getting a cash-out refinance, which allows you to pay off your current mortgage loan while taking out more cash.
One option to consider is a Home Equity Line of Credit (HELOC). Unlike a refinance, it won’t be added to your mortgage. Instead, you get a line of credit which can usually be up to 80 percent of your home’s value, minus the value of your loan. Another way to attain funds for your home improvement project is to take out a home equity loan, which involves receiving a lump sum of money instead of a line of credit.
Financing Help for TH Remodeling Customers
TH Remodeling customers who need financing for home improvement can turn to the financing experts from GreenSky. They are not a lender, rather they are a service provider and program administrator for lending institutions that provide loans that take part in GreenSky’s programs. Among the financing programs that TH Contracting offers through GreenSky is an 8-year loan with limited interest or a 1-year financing plan that requires no interest payment.
If you have a home remodeling project, trust the professionals at TH Remodeling. We only use quality products like GAF roofing, Trex Decks and Porches, Marvin Windows and Doors, and James Hardie fiber cement siding. Give us a call today at 1-845-567-9743 and let us create the home of your dreams.
The old saying goes, “March comes in like a lion and goes out like a lamb,” meaning the weather during the first weeks of March are wintery, and the latter weeks often resemble spring.
We never know what kind of weather we’re going to get, but we do know the beginning of spring will be here before you know it. You may not realize it but this is an important time for homeowners. Frigid winter temperatures can cause all types of problems for your home, but you might not realize that they are there unless you look for potential issues. TH Remodeling wants you to know what you should be looking for and why it’s important. So here’s a checklist of what you should be looking at as winter transitions into spring.
- Check Your Windows for Leaks
An excellent place to begin your home check are your windows and doors. Cracks and leaks can cost you money and not just in the winter. During the spring and summer as warm air invade your home, your air conditioning bill will increase. Making certain your windows are sealed and secure can also give you peace of mind for your family’s safety.
A good way to start according to Lifehacker is to perform a detailed visual inspection. Here’s where you should begin.
- Walk around both the interior and exterior of your home to look for any obvious problems.
- When you check your home’s exterior, look to see if any caulking has failed and for any gaps between your windows and siding.
- Has the putty that holds glass panes in place weakened?
- Is there light coming into your home from gaps around the window? If so, then you might need to consider replacement Marvin windows and doors.
Winter weather can do a number to your roof. Heavy snow, hail, and ice can damage shingles. One thing to keep in mind when inspecting your roof is that not every problem is obvious.
- You should do a safe, visual inspection looking for obvious problems. If a shingle is missing or damaged, that should be visible. Try using binoculars to look at high points.
- Check your attic for signs of roof and water damage if it’s safe to do so.
- Bob Vila points out that there can be damage that may not be visible to the untrained eye. If you are unsure or if your personal safety is in doubt, have a certified professional inspect your roof.
Gutters are an area of your home that can often be ignored, but if you don’t keep an eye on gutters and downspouts, you could end up with considerable damage to your home. Clogs can cause serious water damage to your wood trim and eaves.
According to Family Handyman, you should have your gutters cleaned once the last frost has passed. Once frost departs, spring showers arrive, so don’t wait too long to make sure those gutters and downspouts are clear.
Here’s a guide on how to safely clean your gutters
- Use a sturdy extendable ladder with standoff stabilizers to keep the ladder from damaging the gutter.
- Wear rubber gloves.
- Use a small plastic scoop to remove debris.
- Consider using a tarp to dump the gunk.
- When all the debris has been removed, flush the gutters, paying attention for any potential leaks.
If you need repairs or if you want to make your life easier by installing maintenance free gutters, TH Remodeling can accommodate residential and business owners.
Th Remodeling Can Keep Your Home in Peak Condition
Doing your due diligence to make sure your home or business made it through the winter without any major problems can certainly help cut down on repair bills. If you do spot problems, taking care of them immediately can prevent bigger problems down the line. Learn more about our installation services today, including roofing, siding, windows and doors, and gutter cleaning. Trust TH Remodeling to keep your home in top shape.